Rebecca Ruzibuka is the Chairperson of Horizon Group Board of Directors. She is the founder and Managing Director of Africa Development Consultants. She has more than eight years experience in managerial positions and fifteen years of university teaching in the areas of business administration and entrepreneurship development. Rebecca holds a Masters in Business Administration from Emposia State University, USA.

Fred Muziraguharara

Chief Executive Officer

Fred has a wide range of experience as a manager and leader. He has served as an organisational and strategic leader in military institutions, working in fields such as defence resource management (finance, logistics and infrastructure) as well as human resources and communications.

Fred has a diploma in Psychology and Pedagogy and a postgraduate diploma in Management. He has completed a UN Military Observer Course in the Netherlands and an Advanced Command and Staff Course in Belgium. He has also undertaken a number of other military courses including the Management of International Conflict and Skills for Humanitarian and Peace Operations, and those related to international relations and strategic security studies.

Fred was appointed Chief Executive Officer of Horizon Group in June 2018.



Vice Chairperson

Francis Mugisha is a Fellow of the Chartered Institute of Management and Accountants. He served as Founding Vice-President of the Certified Public Accountants of Rwanda (ICPAR) from 2009 to 2011, during which he also served as a Council Member of the East, Central and Southern Africa Federation of Accountants (ECSAFA).

Francis has also served as a Council Member of Superbrands East Africa and is a non-executive director for the Rwanda Development Board. He has served in other capacities including the Rwanda Public Financial Management Tax Appeal Committee. He is the Chair of Falcon Capital Investment, a private investment fund. He is also the Founder and Managing Director of MCA, a management consulting firm.


Eng. Narcisse HAGENIMANA

Managing Director, ART S.E.C

Eng. Narcisse Hagenimana is a Civil Engineer and member of the Rwanda Association of Civil Engineers. With over 12 years of professional experience in architectural and structural design, Narcisse has provided leadership and coordination to teams of architects and engineers to undertake technical studies and develop architectural & structural designs for high-rise commercial buildings within the country.


Col.  Corneille Emile NKUNDIMANA


As Chief Executive Officer of Zigama Credit and Savings Society, Corneille coordinates and supervises the bank’s team of accountants to implement effective financial processes and ensure sound financial management of the Bank. He is a qualified Accountant and member of the Association of Certified Chartered Accountants




Mary Asiimwe Rwangombwa has a Masters of Business Administration from Maastricht School of Management in the Netherlands. She has 16 years of experience in Economic Development, Finance, Administration and Human Resource Management. Her extensive experience was gained while serving as the Deputy Mayor of the City of Kigali, Deputy Executive Secretary at the National Electoral Commission and as the current General Manager for Human Resources and Administration at MTN Rwanda.


Faustin K. ZIHIGA

Executive Vice President and Chief Relationship Officer, Urwego Opportunity Bank, Rwanda

Sustainable International Development Professional & Educationist with a Masters Degree in Sustainable Development, Brandeis University. Prior to his appointment to the post of Executive Vice President and Chief Relationship Officer for UOB, Faustin served as the Managing Director before its merger with Opportunity International Bank of Rwanda. He had earlier served as Director of Operations National Peace & Leadership Program of the National Unity & Reconciliation Commission. He also served as Head of Department for Immigration Services under the Ministry of Internal Affairs. Within 21 years of professional experience, Faustin has acquired organisational leadership and management skills and experience. Faustin served as the Chairman of the Board of the Association of Microfinance Institution of Rwanda from 2008 to 2013.

He is currently Chairman of the Board of the East African Microfinance Network and a member of the Rwanda National Payment Council.


Justin CYUBAHIRO, Company Secretary

Justin holds a Master’s Degree in International Business Law from Central European University  (CEU) in Budapest, Hungary and a  bachelor’s  degree  in  Law from the  former  National  University of Rwanda.

Justin is certified in Alternative Dispute Resolution by the Chartered Institute of Arbitrators and a member of Chartered Institute of Arbitrators, UK Panel (MCIArb). He is also a qualified legal practitioner admitted by the Rwanda Bar Association.

Justin has vast experience in corporate law and international business transactions. Justin has been serving as Director of Legal and Compliance Department for Horizon Group prior to being appointed as Company Secretary in November 2015.